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EQU Streamz Practical Tips for Affordable Horse Care With Rising Costs

Practical Tips for Affordable Horse Care With Rising Costs

Practical Tips for Affordable Horse Care With Rising Costs

Practical Tips for Affordable Horse Care With Rising Costs

In this article we highlight the importance of preventive health measures and resource-sharing among horse owners—like bulk buying, shared transport, and collaborative vet visits whilst embracing holistic therapies like EQU StreamZ bands. 

Owning a horse can sometimes feel like having an automated hay-munching money vacuum, with hooves—and we absolutely love them for it. But let’s face it: between feed, farriers, and the occasional “emergency” tack upgrade, the cost of keeping our equine friends happy can feel more dramatic than a dressage routine in a lightning storm.

With the cost of living galloping higher by the day, many horse owners are tightening their budgets in search of smarter ways to care for their horses without selling a kidney.

With the weather changing; alternations in how we inspect and provide support to our horses slightly changes. In this article we’ve put together a practical guide to help you save money while still being a world-class horse parent.

Statistic taken from harry hall insurance uk national censuses 2024 4

1. Create a ‘Horse Care Budget’

Begin by documenting all expenses related to your horse's care, including feed, bedding, veterinary services, farrier fees, insurance, and equipment. In many cases, you’ll be surprised with how this adds up - having it written down can really help.

This list of costs will become your ‘budget’ and will provide a clear overview of where your money goes and help identify areas where you can potentially reduce costs.

Regularly updating this budget ensures you stay on top of your financial commitments.

Create a ‘Horse Care Budget’

2. Optimise Feeding Practices

Nutrition is a critical component of horse care, but it's possible to provide a balanced diet without overspending. As horse owners we are notoriously loyal to our feed manufacturers, but with many now available with similar ingredients there may be a slightly lower cost option out there using the same ingredients as your current feed. Equally, managing access to feed is crucial in maintaining a healthy horse. 

  • Assess Nutritional Needs: Consult with a veterinarian or equine nutritionist to tailor a diet plan that meets your horse's specific needs without unnecessary extras. Many horses thrive on a forage-based diet with quality pasture or hay. Your vet will be well positioned to offer advice on whether you can reduce ongoing costs by using a more cost effective feed.
  • Buy Feed in Bulk: Purchasing feed and supplements in larger quantities often comes with discounts. Ensure you have adequate storage to keep feed fresh and protect it from pests. You could also speak to equestrian friends or other owners at the livery yard and see if they fancy buying feed in bulk with you.
  • Regular Weight Monitoring: Continue to monitor your horse's weight. This practice helps adjust feeding regimes promptly, preventing overfeeding and reducing waste. As seasons change and temperatures vary, so do horses appetites. Be aware of seasonal changes in the grass, for example - the sugars in grass in early spring can lead to heightened risk of equine laminitis.
Optimise Feeding Practices

3. Smart Bedding Choices

Bedding is another area where thoughtful choices can lead to savings:

  • Explore Alternative Bedding Materials: Research various bedding options such as straw, wood shavings, paper, or recycled materials to find the most cost-effective and suitable choice for your horse. In many cases your local farmer can supply you hay, but specific horse bedding is normally purchased from your local equine store. Do not chose bedding based on the lowest price - the type of bedding you use can have important factors on your horses health. Wood shavings are the most common any vary in quality; choosing a low-quality bedding can lead to detrimental health issues such as aggravating respiratory issues.
  • Invest in Rubber Matting for Certain Areas: Rubber matting has become more popular across equine yards and although it is expensive as an initial investment it is a long term solution and can help to reduce the volume of bedding used. Rubber matting provides excellent grip and support to your horses limbs, minimising the risk of injury. It is not recommended that matting is used to replace bedding; but many now use rubber mats around the yard, freeing up more bedding for the stable.
  • Deep Litter Systems: Implementing a well-managed deep litter system can reduce bedding usage and labor. Ensure proper maintenance to prevent smells and hygiene issues.
  • Maximise Turnout Time: Allowing your horse more time outdoors reduces the need for bedding and promotes physical and mental health. Ensure adequate shelter is provided.
EQU StreamZ Smart Bedding Choices

4. Manage Veterinary Expenses

Routine and preventive healthcare can prevent costly emergencies:

  • Preventive Care: Stay current with vaccinations, dental check-ups, and deworming schedules. Regular maintenance helps avoid more significant health issues down the line. Prevention is as important as cure; we hear this a lot from many of our professional riders!
  • Group Appointments: Coordinate with other horse owners at your yard to schedule veterinary simultaneously, potentially reducing call-out fees.
  • Pet Insurance: Invest in a comprehensive insurance policy to cover unexpected medical expenses. Shop around and compare policies to find the best coverage for your budget.
Manage Veterinary Expenses

5. Farrier Services

Proper hoof care is essential, and there are ways to manage these costs:

  • Assess Shoeing Needs: Discuss with your farrier whether your horse requires full shoeing or if going barefoot is a viable option, depending on the horses workload and understanding their previous levels of hoof health.
  • Regular Maintenance: Keep up with scheduled trims to prevent hoof problems that could lead to more expensive treatments. Seasonal changes dramatically alter the way you need to care for your horses hooves.
  • Shared Appointments: As with vet visits, try and organise group bookings with fellow horse owners to split any potential call-out charges or ask for a discount if shoeing multiple horses.

6. Insurance Considerations

While insurance is an additional expense, it can save considerable money in the long run:

  • Compare Policies: Regularly review and compare insurance providers to ensure you're getting the best deal. Look for multi-horse discounts if applicable.
  • Understand Coverage: Ensure you understand what is exactly covered under your policy to avoid unexpected out-of-pocket expenses, on a horse-by-horse basis.
Insurance Considerations

7. Equipment and Tack

Maintaining and wisely purchasing equipment can lead to significant savings:

Regular Maintenance: Clean and inspect tack and equipment routinely to extend their lifespan and prevent accidents.

  • Second-Hand Purchases: Consider purchasing quality used equipment where possible.
  • Sell Unused Items: Sell equipment you no longer need to fund new purchases or offset other costs.
  • Use Tack Correctly: Ensure all the tack in use is in good condition and fits your horse properly.
  • Share Tack with Fellow Equestrians: In some cases you can share tack with someone at the yard. Ice boots for example are used for short periods of time and could potentially be shared between more than one horse.
  • Treat your horse to EQU StreamZ bands: Clearly, we would say that - but we’re not the only ones with thousands of customers agreeing with us. Streamz bands are suitable for use across all seasons and worn on two legs to provide full body joint care without creating heat. As they benefit the natural healing process they are beneficial across a plethora of health conditions.
EQU Streamz are important tack for health conditions

8. Livery and Boarding Options

Evaluate your current boarding situation to identify potential savings:

  • DIY or Part Livery: Taking on more responsibilities yourself can reduce boarding fees. Assess if you have the time and skills to manage additional tasks.
  • Grass Livery: If suitable for your horse, grass livery is often less expensive than stabled options and can be healthier for the horse.
  • Negotiate Services: Discuss with your yard manager about customising services to fit your budget and needs.
Livery is important for keeping costs down

9. Share Resources and Responsibilities

As we have touched upon above, collaborating with other horse owners and equestrian friends can lead to mutual benefits:

  • Bulk Purchases: Pool your resources to buy feed, bedding, and supplements in bulk, reducing costs for all parties involved.
  • Shared Transport: Coordinate travel to events or veterinary visits to split fuel and transport expenses including horse trailers.
  • Duty Rotas: Set up a schedule to share daily chores, saving time and travel costs.
Share Resources and Responsibilities of horse ownership

10. Consider Leasing or Sharing Your Horse

If your horse's workload allows, leasing or sharing can provide financial relief:

  • Find a Sharer: A reliable sharer can contribute to expenses and help exercise your horse. Ensure clear agreements are in place regarding responsibilities and costs.
  • Part-Lease: Leasing your horse part-time can provide additional income while keeping your horse active.
Consider Leasing or Sharing Your Horse

11. Plan for Seasonal Expenses

Seasonal changes can bring additional challenges and fluctuating costs, from rug replacements to heating and forage needs.

  • Prepare Ahead: Stock up on essentials like hay or rugs during off-peak seasons when prices are lower.
  • Weather-Proof Your Yard: Investing in good-quality rug storage, water heaters, and shelter can reduce long-term health issues, costs and maintenance.
  • Rotational Grazing: In warmer months, think about rotating where your horse can graze to maintain grass quality and reduce the need for supplementary forage.
Plan for Seasonal Expenses

12. Embrace Preventive and Holistic Health Care

Taking a proactive approach to health can prevent costly problems down the line.

  • Daily Health Checks: A quick daily inspection of your horse’s legs, hooves, eyes, and overall demeanour can catch issues early. Spotting lameness early can reduce the risk for long term conditions.
  • Complementary Therapies: Magnetic therapy and other non-invasive support solutions, such as EQU StreamZ Horse Bands, are designed to promote natural recovery and circulation without recurring costs. Look towards ‘long term gains’ by introducing equine kinesiology and/or equine massage sessions; both becoming more popular within the equine community.
  • Keep Good Records: Maintain detailed health logs. This helps track patterns, identify concerns early, and inform decisions on care and spending. By having an extensive record, if problems do occur this data can be extremely beneficial to understanding the underlying health issue.
Embrace Preventive and Holistic Health Care

13. Maximise Training & Riding Value

For many owners, keeping horses fit and engaged is a key part of ensuring their long term help—but it doesn’t need to be expensive.

  • DIY Schooling Plans: Use free online resources or local trainers for occasional lessons, then apply what you've learned independently. Ask others at the livery yard to offer their expertise or share the costs of professional lessons by organising group training lessons.
  • Riding Clubs and Clinics: Many local clubs offer cost-effective access to group training sessions and events.
  • Local Hacking: Enjoy low-cost leisure riding by exploring bridleways and countryside routes near you.
Maximise Training and Riding Value and join your local riding club

14. Don’t Overbuy—Buy Smart

It's tempting to buy the latest rugs or supplements, but over-purchasing can quickly eat into your budget.

  • Stick to Essentials: Focus on what your horse truly needs. Avoid falling for marketing gimmicks that don't offer real value.
  • Investigate and Do Your Research: Don’t simply chose the lowest price options. There are many ‘cheap alternatives’ on the market. Take time to research your options, value credible endorsements from professionals who offer real-life feedback, see what studies and trials have been published to support claims, and look at the verified reviews on the products website or on marketplaces such as Amazon. You could also investigate what equine influencers online may have said about the product.
  • Trial Sizes First: When trying a new supplement, feed or bedding option think about opting for small volume or trial packs before committing to a full purchase.
  • Seasonal Sales: Take advantage of offers or sales, online discount codes, and clearance offers from trusted equestrian suppliers or direct from the manufacturer.
Don’t Overbuy—Buy Smart

15. Connect with the Equine Community

Sharing knowledge and experience is a valuable way to cut costs and boost your confidence as a horse owner.

  • Join Online Forums: Platforms like Facebook equestrian groups offer advice, second-hand kit, and even networking opportunities.
  • Attend Local Events: These are great places to learn from others, pick up bargains, and stay inspired.
  • Volunteer or Barter Skills: If you have time or a useful skill, offer help at your local yard or show in exchange for reduced fees or shared services.
Connect with the Equine Community and join social media equine groups

In Conclusion - Can Your Horses Care Costs Be More Affordable?

Owning a horse doesn’t have to mean living off beans on toast while your four-legged diva dines like royalty. With a bit of planning, (a set of our bands of course!), a splash of common sense, and the occasional YouTube DIY hack — you can keep your horse happy, healthy, and sound—without your overdraft keeping you awake at night!

Being serious, as the cost of living continues to rise around the world, horse owners are getting more creative and community-driven—sharing resources, knowledge, and support.

Whether you care for horses or take part in jumping, eventing, polo or other equine disciplines - the ongoing management of your horse has significant impact in reducing unexpected (and high) costs through injury or disease. The best tip we can give you; Prevention is as important as cure.

Finally, don’t be alarmed or apprehensive about continually learning new tips and skills. As with many aspects of life, horsemanship is a never ending lesson. So, whether you're new to the equine world or a seasoned rider - think smart, plan ahead and enjoy the ride!

Statistic taken from hally hall insurance uk national censuses 2024 1

Ready to support your horse’s well-being with a cost-effective, non-invasive solution?

Learn about EQU StreamZ all season therapy boots today.

Statistic taken from hally hall insurance uk national censuses 2024 2

Article FAQ's: 

1. How can I reduce the cost of owning a horse in the UK?

You can cut horse care costs by creating a detailed budget, buying feed in bulk, using alternative bedding options, and sharing resources like transport and feed purchases with others at your yard. Planning ahead and embracing a proactive care approach can significantly reduce long-term expenses.

2. What’s the most affordable way to feed a horse without compromising health?

A forage-based diet using quality hay or pasture is often sufficient for many horses. Speak to a vet or equine nutritionist to assess if you’re over-supplementing. Bulk buying and splitting feed orders with other owners can also help lower costs.

3. Are there cheaper alternatives to traditional horse bedding?

Yes! Consider materials like straw, paper, or recycled bedding. Investing in rubber matting can reduce how much bedding is needed. Always ensure the bedding supports your horse’s health and isn’t selected based on price alone.

4. How can I save on vet bills for my horse?

Preventative care is key. Stay up to date with vaccinations, deworming, and dental checks. You can also save money by scheduling group vet visits with other horse owners to reduce call-out fees. Insurance is another worthwhile safety net.

5. Is going barefoot cheaper than shoeing a horse?

In some cases, yes. Speak with your farrier to determine if your horse’s workload and hoof condition allow for barefoot care. Regular trims are still essential, but going barefoot can reduce farrier expenses over time.

6. Can introducing holistic therapies such as massage or kinesiology help?

Absolutely. Many horse owners now provide their horses with a range of holistic treatments; this includes acupuncture, kinesiology, massage and techniques such as PEMF, infra-red, cold therapy and advance bio-resonance therapy.

7. What are affordable livery options?

Grass livery or DIY livery can offer savings if you're able to take on more of the care yourself. Always consider the time commitment and ensure the setup is suitable for your horse's needs. You can also negotiate customised care packages with your yard manager.

8. How can sharing my horse help reduce expenses?

Leasing or sharing your horse with a reliable rider can help cover costs like feed, shoes, and routine care. Be sure to set clear expectations and agreements around responsibilities, ride schedules, and expenses.

9. What are the best tips for affordable seasonal horse care?

Stock up on hay and rugs during off-peak seasons, rotate pastures in summer to reduce feed needs, and prepare your yard with weatherproof solutions to avoid emergency purchases. Planning ahead is the ultimate money-saver.

10. Do complementary therapies like EQU StreamZ bands really save money?

Yes, in many cases. EQU StreamZ bands have shown within independent studies to benefit your horse’s natural recovery process, helping reduce the likelihood of injuries or long-term conditions that could lead to expensive treatments. They're a one-time investment with long-term benefits—making them a smart and budget-friendly choice. Although not the cheapest on the market, StreamZ technology is manufactured for purpose and based by the very best in the industry.


Article Author

Matt Campbell

Matt is a leading expert in the magnetic therapy industry and writes articles for StreamZ Global and various other publications.